HOME INSURANCE CLAIMS:

INSURANCE:  "coverage by contract in which one party agrees to indemnify or reimburse another for loss that occurs under the terms of the contract."

 

We all know that homeowners insurance generally covers fire insurance claims, hurricane claims and tornados.  But how else does insurance protect you?  Or...what the insurance company claims adjusters won't tell you...

 

* PLUMBING LEAKS cans cause substantial water damage behind your walls, to kitchen cabinetry and to bathrooms.  Kitchens and bathrooms are the single most important parts of your home investment.  If you have a plumbing leak, contact your own claims adjusting professional.  Insurance claims water damage are typical of the majority of daily claims.

 

* FALLING OBJECTS - Sometimes you can make a minor mistake that can cause damage to your home that may impact it's value.  For example, you are hanging a picture on a wall and you drop your hammer.  It cracks your tile floor.  You attempt to have that tile replaced only to find that it's been discontinued and there are no more tiles like yours available.  In Florida, statutory language requires your insurance policy to match that tile.  If it can't be matched, then your insurance company will have to pay for all of the tile to be replaced.  Fair warning - insurance companies are defending these types of claims vigorously due to alleged fraudulent claims.  If you have a legitimate claim like this, you're probably going to require assistance presenting the claim.  Contact your own adjuster to discuss your claim in more detail.

 

* CONTENTS damaged off premises.  You let your friend borrow a dining room table while they are getting settled in to the neighborhood and their house burns down or is otherwised damaged.  On a standard homeowner policy, your table is covered, even if its not on the insured premises.

 

And so much more.

 

Do you have water damage from plumbing or roof leaks to your home and want a free professional opinion?  Contact www.iwantmyclaimpaid.com right now for more information.

 

Website:  www.iwantmyclaimpaid.com

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